Advice Pool - Insurance

One of the great benefits of working at a full time job, is that often times

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

your employer will provide health insurance. This insurance doesn't come fr

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

ee, most likely a portion of your salary is deducted to cover it's costs, ho

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

wever becuase you are under a company you can acheive greater discounts thro

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

ugh group rates.

Health insurance is simply a type of insurance that will c

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

over the insured person or part when that person or party become sick or inj

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

ured,etc. The insurer is not always a private organization it can often time

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

s be a government agency. There are great differences between health care in

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

surance around the world. For example in Canada health care is part of our s

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

ocial system and is public, where as in the United States health care is for

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

the most part private.

There are several pros and cons to each system, and

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

depending on the area in which you reside you might not have a choice as to

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

which system that you choose. Private health insurance has become one of th

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

e most talked about and debated forms of insurance because of the impact tha

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

t it places on the different levels of society, for example the poor, middle

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

class, and wealthy. Should it be that a person with more money, is allowed

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

to have better medical facilities and attention, and is it not that a servic

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

es such as health care are a basic human right? I'm not sure if we will ever

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

see an end to this debate, as there is soo many pros and cons to each side,

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

and I'm sure that you can see who would be fighting for which side, and why

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Advice Pool - Ins and Outs and Others of Health Insurance

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