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Advice Pool - Accidental Damage Cover - An Important Part Of Your Home Contents Insurance
Your home contents insurance could really come in handy if you suffer from an accident in your home which caus
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
es you to damage your possessions.
While all policies don’t provide the same type of cover, and the cover dep
While all policies don’t provide the same type of cover, and the cover dep
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
nds on how much you pay for your premium and also the type of cover you take, some items in your home can be c
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
vered for accidental damage.
If you have buildings insurance then your policy will probably cover you to some
If you have buildings insurance then your policy will probably cover you to some
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
extent against accidental damage to windows and pipes through which an accident causes them to burst, or sanit
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
ry ware.
The same can be said for home contents insurance. Should you accidentally burst a pipe and water dam
The same can be said for home contents insurance. Should you accidentally burst a pipe and water dam
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
ges your possessions, then to an extent you could be covered for the damage. In some cases the contents of you
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
r freezer will be covered should this be damaged due to an accident or the contents damaged due even a long po
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
er cut.
Accidental damage that occurs to TV screens, computer screens and similar items could also be covered
Accidental damage that occurs to TV screens, computer screens and similar items could also be covered
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
by your policy.
However not all policies allow and will pay out for accidental damage, so it is important tha
However not all policies allow and will pay out for accidental damage, so it is important tha
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
you understand what is and is not covered by the policy. This is also an important factor to take into accoun
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
when comparing premiums and you should do so on a like-for-like basis. Premiums vary a lot so do look into wh
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
t is actually covered in the policy. Some times prices will vary from company to company for the same cover, b
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
t then it can also be due to the fact that a certain policy does include more accidental damage than the other
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
.
If your policy doesn’t include accidental cover or is very limited then it could be well worth thinking abo
If your policy doesn’t include accidental cover or is very limited then it could be well worth thinking abo
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
t taking out extra accidental damage cover. The truth is that no one knows when an accident will occur and som
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
times accidents can be very costly. Shop around online for the policy that gives you the best amount of accide
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
tal cover while still being reasonable in premiums.
Always read the small print of a policy and never take fo
Always read the small print of a policy and never take fo
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
granted that something will be covered for accidental damage. However, should the worst come to the worst and
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
you do suffer an accident, then it could be worth getting in touch with your insurer to see if you are covered
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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