Advice Pool - Reference and Education

Continuing education is sought after by a number of people. Generally speaking, continuing education programs can be divided into

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

two classes. The first is general adult education, including courses taught beyond regular postsecondary education like an unde

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

rgraduate degree. Adult education can include subjects like English as a Second Language, literacy, vocational training, GED pre

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

paration, and other forms of non-traditional education. Continuing education programs in this category may or may not be taught a

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

t an accredited higher education institution; some may be taught at vocational schools or local community centers, while others

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

ay be at an accredited community college.

The second class of continuing education is intended for licensed professionals to ma

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

intain or upgrade licensure. Doctors, lawyers, technology specialists, and any other field in which professional certification is

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

granted often have continuing education requirements. Courses are credit-granting, and a number of them are generally required t

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

o meet licensing requirements. These types of continuing education courses are often taught in degree and certificate-granting in

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

stitutions, sometimes remotely via distance learning.

One area where continuing education of either class can be a challenge is w

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

th regards to financial aid and making continuing education affordable. Federal financial aid programs such as the Pell Grant or

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

subsidized loans, like the Stafford Loan, require at least half-time enrollment, while many continuing education programs are s

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

tructured to be taught a course or a credit at a time, and thus are ineligible for federal financial aid.

For some, there are pr

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

ivate student loans specifically geared towards continuing education. Loans are only offered if:

1. Enrollment is less than half-

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

time

2. Attendance is at an approved school

3. Certain credit requirements are met

If you don't satisfy the credit requirements

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

on your own, try and find a qualified co-signer, which can assist you with getting a better interest rate, as they are variable

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

Most private student loans for continuing education allow you to borrow a wide range of funds, from as low as $1,500 up to the en

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

tire cost of the program. Also, when looking at these loans, be sure to learn about loan repayment options as some require immed

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

iate repayment once the loan funds have been sent to you. Unless you have the ability to begin repayment, look for a loan that h

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

as options for deferment.

One private loan geared towards continuing education is the Act Education Loan at acteducationloans.com

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Advice Pool - Student Loan Tips for Continuing Education

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